Smart investing – the power of ETF portfolios
Efficient, low-cost investing
Investing success largely depends on holding a strategic mix of different kinds of investments. With VirtualWealth, your money is invested in Canadian, U.S. and global stocks and bonds, through the use of Exchange-Traded Funds (ETFs). ETFs combine individual stocks and bonds into a single low-cost, diversified and efficient investment.
VirtualWealth portfolios are designed to meet a range of objectives. More stocks if you’re focused on long-term growth. More bonds if you require income and safety. Or blends of both if you want a balanced approach. Each portfolio is optimized to deliver consistent performance while controlling risk.
Over time the variable performance of different investments will cause the asset allocations in a portfolio to shift from their targets. With VirtualWealth, the investments are continually monitored and rebalanced whenever they shift away from their target mix.
The average blended MER for our ETF portfolios is generally less than 0.15% of the value of the account. For more details, visit our Pricing page.
Investments we've selected
- FlexShares STOXX Global Broad Infrastructure Index ETF (NFRA)
- iShares Global REIT ETF (REET)
- iShares Core S&P Total U.S. Stock Market ETF (ITOT)
- Vanguard Canadian Aggregate Bond Index ETF (VAB)
- iShares Core MSCI Total International Stock ETF (IXUS)
- Vanguard FTSE Canada All Cap Index ETF (VCN)
- iShares Core MSCI Emerging Markets ETF (IEMG)
- Vanguard U.S. Aggregate Bond Index ETF (CAD-hedged) (VBU)
- iShares Core MSCI EAFE IMI Index ETF (XEF)
- Vanguard Global ex-U.S. Aggregate Bond Index ETF (CAD-hedged) (VBG)
By minimizing costs, you keep more of your money invested so you can save more and reach your investment goals faster.
With VirtualWealth, you pay a single low management fee once per quarter. You won’t pay any management fees in your first calendar quarter and we’ll group all of the accounts in your household, ensuring you get the lowest rate possible.
You can open a VirtualWealth account with any amount,
and getting started is fast and easy!
Complete our simple goals-based questionnaire
Open and fund your account online in minutes
Start saving towards your goals