Accounts that suit your needs
What's your goal?
VirtualWealth offers a full range of account types to accommodate all your investing needs and goals.
More account types
Spousal RRSPs are great if one spouse earns a higher income than the other. A spouse can make an RRSP contribution on their partner’s behalf to reduce taxable income now and potentially lower taxes payable in the future.
LRSP (Locked-in Savings Plan) or LIRA (Locked-in Retirement Account)
LRSPs and LIRAs are registered accounts that lock-in pension funds until you retire. Until then, the funds grow on a tax-deferred basis.
RLSP (Restricted Locked-in Savings Plan)
RLSPs are supplementary to locked-in retirement plans. If you have transferred some of your pension savings into a Restricted Life Income Fund (RLIF), and want to re-invest the funds, you can transfer them into an RLSP.
Are you ready to start saving towards your goals?
The sooner you start investing, the sooner you can reach your goals, so we’ve made it easy to get started. You can open and fund your VirtualWealth account completely online, and begin saving today.